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IJSTR >> Volume 8 - Issue 7, July 2019 Edition



International Journal of Scientific & Technology Research  
International Journal of Scientific & Technology Research

Website: http://www.ijstr.org

ISSN 2277-8616



Perception Analysis On Msme Financing Submission At Sharia Bank

[Full Text]

 

AUTHOR(S)

Petty Winda Meirina, Isti Fadah, Sumani

 

KEYWORDS

Age, Income, Business Type, Education, Financing Procedure, Guarantee, Margin Level

 

ABSTRACT

This study aims to determine whether there are differences in perceptions between customers who apply for financing at BRI Syariah in Jember Regency. The variables used in this study include Age, Type of Business, Business Income, Education. Some of these variables are based on four aspects, including aspects of Capital, Financing Procedure aspects, Guarantee aspects, Margin Level aspects. The data analysis method used is explanatory research with a quantitative approach and uses a different test analysis. Hypothesis testing is done by using a different Kruskall-Wallis test. The sample size in this study were as many as 37 respondents by using Purposive sampling. The results of this study indicated that there were differences in perceptions among customers as shown by several variables. First, based on the Age factor in terms of the procedure aspects. The second is based on Business Type factors in terms of financing pro cedures, and finally the Education factor in terms of aspects of financing procedures, guarantees and margin levels. As for the income factor, it shows different results where there is no difference in perception between customers at all based on all aspects studied.

 

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