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IJSTR >> Volume 8 - Issue 10, October 2019 Edition

International Journal of Scientific & Technology Research  
International Journal of Scientific & Technology Research

Website: http://www.ijstr.org

ISSN 2277-8616

Icreasing Financial Literacy And Financial Inclusion Model To Achieve MSMEs Financial Well Being

[Full Text]



Nanik Sisharini, Sunaryati Hardiani, Christina Sri Ratnaningsih



Financial Inclusion, Financial Literacy, Financial Literacy and Inclusion Improvement Models, MSMEs Financial Well Being.



This study aims to find a model for Increasing Financial Literacy and Financial Inclusion to Achieve MSMEs Financial Well Being. Increasing literacy and financial inclusion are believed to be able to develop MSMEs because MSMEs can better understand the basic concepts of financial products, make better financial planning and management, and protect from fraud and unhealthy businesses in the financial markets. This study is a descriptive research conducted in Blitar City. Capital is a major problem for MSMEs to be able to develop. Increasing literacy and financial inclusion by utilizing the WhatsApp application on smartphones by forming MSMEs groups according to the type of business there are banks or other financial institutions, Cooperative Office and MSMEs along with ASUMI and students from universities that are real work practices, the difficulty of MSMEs to access credit can be eliminated so that capital is no longer a problem and MSMEs Financial Well Being will be achieved.



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