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IJSTR >> Volume 6 - Issue 11, November 2017 Edition



International Journal of Scientific & Technology Research  
International Journal of Scientific & Technology Research

Website: http://www.ijstr.org

ISSN 2277-8616



Comparative Analysis Of Financial Performance Banking Before And After The Global Economic Crisis In 2008

[Full Text]

 

AUTHOR(S)

Sri Indrastuti S., Lisa Hariani Putri, Amries Rusli Tanjung, Andewi Rokhmawati

 

KEYWORDS

Financial Performance, BOPO, CAR, COF, GMP, LDR, NIM, ROA, ROE, The Global Economic Crisis.

 

ABSTRACT

This research was conducted at the Regional Development Bank (BPD) in Indonesia. This study aims to examine and obtain empirical evidence about the comparative financial performance of regional banks after the global crisis with a view of its financial ratio, which includes a ratio (ROA, CAR, COF, GMP, LDR, NIM, ROA and ROE). This study further whether there was a significant difference in the time before and after the global economic crisis of 2008.The method used is a saturated or census sampling of the 26 Bank Pembangunan Daerah (BPD). This study uses secondary data obtained from financial statement data Regional Development Bank for the period 2006 to 2010. The analytical tool used to determine differences in financial performance before and after the global economic crisis of 2008 was Paired sample T test for normally distributed data. If the data were not normally distributed using the Wilcoxon Signed Rank Test.The results showed that the financial performance of the Bank Pembangunan Daerah (BPD) in the ratio of ROA, CAR, COF, GMP, LDR, NIM and ROA before and after the global economic crisis in 2008 there are significant differences. While ROE ratios before and after the global economic crisis of 2008 was not a significant difference.

 

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