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Features Of Iraqi Banking System ((Evaluation Government And Private Commercial Banks In Iraq, And Comparing Iraqi Banks To Some Banks Of Neighboring Countries))
[Full Text]
AUTHOR(S)
Mstfa Rasool Fakhir Alsudany
KEYWORDS
Iraqi banking system, capital of banks, financing economic activities, online services, banks branches.
ABSTRACT
The efficiency of the banking system in any country is an indicator of a healthy economy in which the banks maintain the balance between saving and investment to finance various economic activities (industrial/commercial/ agricultural) and improve the economy in any country. The main problem in Iraq that its banking system is weak and limited to contribute to the economic development of the country and the Iraqi banking system lags far behind neighboring countries in many steps without mentioning the banking systems of the developed countries. This study aims to point out the main problems of the Iraqi banking system and provide the best possible solutions. The results are shocking in a way that requires reconsideration of the status of Iraqi banks and the services provided by them, the level of technology (online services) adopted by these banks, and in terms of capital. The banks of neighbor countries exceed overwhelmingly and sometimes one bank reaches (30) times the capital of any Iraqi bank. And one neighbor country's bank has branches more than all the banks operating in Iraq combined
REFERENCES
Arab Books Sources
[1]. Hayawi Nabil Abdul Rahman (Iraqi Banking Law 2004) Al-Aatek Publishing house, First Edition, Beirut 2015.
[2]. Al-Sirafi Mohammed (Banking management) Al-Wafaa Publishing house, First Edition, Alexandria 2007.
[3]. Saied Abdul Salam Lefta (manaegment of Banks and privacy of banking) Press Book publishing, third edition, Baghdad 2017.
[4]. Shiha Mustafa Rushdi (Summery of monetary and banking economy) University Press House, First Edition, Alexandria 1998.
[5]. Al-Azzazi Shehab Ahmad (Islamic Banks) Al-Nafais Publishing house, First Edition, Amman 2012.
[6]. Heffernan Shelagh (modern banking) John Wiley &Sons, Ltd, London 2005.
[7]. Reports and publications
1- Journal of the Union of Arab Banks, the annual report of financial stability in Iraq, No. 426, 2014.
2- Rzkh Zaghlul Miranda (money and banks) Benha University, Egypt, unpublished research,2009.
[8]. Websites
[9]. A - The websites of central banks
1- Central bank of Iraq (https://cbi.iq)
2- central bank of Kuwait (http://www.cbk.gov.kw)
3- Saudi Arabian monetary authority(http://www.sama.gov.sa)
4- Central bank of Jordan ( http://www.cbj.gov.jo)
5- Central bank of Syria (http://cb.gov.sy)
6- Central bank of Turkey ) http://www.tcmb.gov.tr)
7- Central bank of Iran (https://www.cbi.ir)
[10]. B- Iraqi Commercial Banks websites
1- Al Rafidain (http://www.rafidain-bank.gov.iq)
2- Al Rasheed (http://rasheedbank.gov.iq)
3- TPI ) https://tbi.com.iq)
4- Al Nahrain Islamic ) http://www.nib.com.iq)
5- Bank of Baghdad (https://ar.bankofbaghdad.com.iq)
6- Gulf Bank (https://www.gcb.iq)
7- UBI (http://www.unionbank.iq)
[11]. C- Commercial neighboring countries banks' websites
[12]. 1- AL Riyad bank ) https://www.riyadbank.com(
[13]. 2- Al Rajhi bank (https://www.alrajhibank.com.sa)
[14]. Kuwait National Bank (https://www.nbk.com)
[15]. Commercial Bank of Kuwait (https://www.cbk.com)
[16]. Arab Bank (https://www.arabbank.jo)
[17]. Jordan Islamic Bank ) https://www.jordanislamicbank.com)
[18]. Commercial Bank of Syria (http://www.cbs-bank.sy)
[19]. Cham Bank ) https://www.chambank.sy(
[20]. Ziraat Bank (https://www.ziraatbank.com.tr)
[21]. Halk Bank ) https://www.halkbank.com.tr)
[22]. Melli Iran Bank (http://www.bmi.ae)
[23]. Saderat Iran Bank (https://www.bsi.ir)
[24]. Union of Arabian Banks (http://www.uabonline.org)
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